Are you a new member of Cigna Insurance? If yes, now you may need your policy number, but you do not know where you are able to discover it. Here, we are going to give you the explanation about that, so read this entire article carefully.
Locating Your Policy Number on Cigna Insurance Card
Usually, your health insurance policy number is your member ID number. This Policy number can be discovered on your health insurance card. Of course, this number is very crucial. Your health care provider uses it for verifying your coverage and eligibility. So, you have to check your Cigna Insurance card if you want to find your policy number.
Let’s say that you have a question about your medical benefits and any recent insurance claims. If so, you will be able to provide this Policy number to your health care insurance company and then they are going to search for your information.
By the way, do you have family members who are listed as dependents on your insurance plan? If so, they each have their own unique policy number as it is used for identification and billing procedures. Also, it is explained that your health insurance policy number is what identifies you as a covered person under your current or previous insurance plans.
In the previous paragraph, we explain that the policy number for health insurance is the same as your member ID. Then, how about group numbers? It is crucial for you to know that your policy number is not the same as your group number. It is because your policy number on your insurance card refers to your individual member number, but the group number refers to your employer or where you get your insurance coverage from.
Well, let us find out more about a policy group number. For example, you have coverage from an employer-based health insurance plan. If so, there will likely be a policy group number on your insurance card. As informed by the Insurance Providers, it is assigned to your employer by the insurance company. It is able to be beneficial for you and your health care provider to know your coverage entails and insurance claims.
Information Found on Your Member ID Card
There are several examples of Cigna member ID cards. Your member ID card will vary depending on your health plan and coverage.
Members with insurance via your employer:
Your member ID and group number enable healthcare providers to verify your coverage and submit claims for health care services. Also, these numbers help Cigna advocates answer any question about your benefits and claims.
- Member ID number
This member ID number links to your specific health insurance benefits and coverage.
- Group number
This group number is unique to your firm. It is the same for all employees who participate in the health insurance plan.
If you are the policyholder, then your name and other family members are covered under your health plan.
- PCP (Primary Care Provider)
Several plans need members to choose a PCP (Primary Care Provider). If needed, your PCP (Primary Care Provider) will be listed on your member ID card. A PCP (Primary Care Provider) is your main point of contact for most health issues. PCP (Primary Care Provider) can be a licensed physician, physician assistant, clinical nurse specialist or nurse practitioner.
If your plan has copays, then the copay for certain services is going to be listed on your member ID card. You have to know that your copay is the fixed amount you pay for your particular covered health care services. Typically, it is paid when you receive the service.
- Your network
Before you choose a PCP (Primary Care Provider), you need to check that they are in your plan network. You will be able to call the service number on your member ID card. Or you will be able to sign in to your health plan account and search the provider directory.
- Referrals required
If this appears on your insurance card, then you are able to check your benefit plan documents to see which services require a referral from your PCP (Primary Care Provider) for medical care beyond what your PCP can provide.
- Pharmacy benefits
If your insurance plan includes pharmacy benefits, then your member ID card lists the numbers your pharmacy needs to verify your insurance coverage when filling prescriptions.
- Member ID number
Warning: The back of your member ID card will include contact information for providers and pharmacists to file claims. Also, it will include the member site and health plan phone number, where you will be able to check benefits, find a doctor, view claims, and ask questions.
How to Access ID Card Information?
Online via myCigna.com
- At the first step, you are able to visit www.mycigna.com
- Then, login to myCigna
- Now, you are able to scroll down and click at “I want to… Print or Request ID Cards.”
- To print an ID card, simply you are able to click at the Print ID Card to the right of the member’s name.
Also, you are able to access ID card information on the myCigna mobile app.
- Firstly, you have to download the myCigna mobile app.
- After that, login to the myCigna mobile app.
- Then, click ID cards from the home screen.
- Please email your ID card information straight from your phone.
Cigna is an American managed healthcare and insurance company based in Bloomfield (Connecticut). Its insurance subsidiaries are main providers of medical, disability, dental, life and accident insurance and related products and services. It is incorporated in Connecticut. Cigna offers Medicare products and health, life and accident insurance coverages mainly to individuals in the United States and selected international markets. Also, Cigna has certain run-off operations, including a Run-off Reinsurance segment. In the Phoenix metropolitan area, Cigna Company runs a full-service staff-model health maintenance organization with satellite clinics throughout the region, recognized as the Cigna Medical Group. For your information, Cigna Global Health Benefits operates under the Cigna Corporation too.